Travel Insurance Policy

Business Name: Clip on Trip

Address: Jagatsukh, Near Himalayan Dairy, Manali-Nagar Road, (H.P.) 175143, India

Support Email: info@clipontrip.com

Phone: +91 9317000608

Website: https://clipontrip.com

We strongly recommend that all customers purchase comprehensive travel insurance before embarking on any trip booked through Clip on Trip. Travel insurance can provide coverage for:

• Trip Cancellations or Interruptions: Due to personal reasons, weather, or third-party failures (e.g., bus/cab cancellations).
• Medical Emergencies: Illness, injury, or altitude-related issues, especially in remote hilly areas like Manali.
• Lost or Delayed Baggage: Protection for personal belongings during transit.
• Adventure Activities: Coverage for risks associated with trekking, skiing, rafting, or similar activities (if included in your package).
• Other Risks: Delays, natural disasters, or unforeseen events affecting your travel plans.

Clip on Trip does not automatically include travel insurance in our packages unless explicitly stated at the time of booking.

Unless otherwise specified in your booking confirmation:

• We do not provide travel insurance as part of our standard services.
• Any insurance coverage must be arranged and purchased independently by you through a third-party provider.
• We are not responsible for facilitating claims or reimbursements related to incidents that could have been covered by insurance.

You are solely responsible for:

• Assessing Your Needs: Evaluating the risks of your trip (e.g., destination, activities, season) and selecting an insurance policy that meets your requirements.
• Purchasing Insurance: Securing coverage before your departure date, ideally at the time of booking to maximize protection.
• Understanding Coverage: Reviewing your policy's terms, exclusions, and claims process directly with your insurance provider.
• Documentation: Carrying proof of insurance during your trip, especially for adventure activities or international travel (if applicable).

Clip on Trip is not liable for losses, damages, or expenses incurred if you choose not to obtain travel insurance.

As outlined in our Liability Waiver/Disclaimer:

• We are not responsible for incidents beyond our control, including but not limited to weather-related cancellations, road conditions, third-party service failures, personal injuries, or property loss.
• If you decline to purchase travel insurance, you assume full financial and personal risk for such incidents.
• No refunds or compensation will be provided by Clip on Trip for losses that could have been mitigated by insurance (see Refund Policy).

Traveling with Clip on Trip, particularly in the Himalayan region, may involve:

• Weather Disruptions: Sudden changes (e.g., snow, rain) that cancel transportation or alter itineraries.
• Remote Locations: Limited access to medical facilities in hilly areas like Jagatsukh or Manali.
• Adventure Risks: Potential injuries from activities like trekking or skiing (if offered).

These risks underscore the importance of insurance, as Clip on Trip cannot cover associated costs or liabilities.

In some cases, we may offer optional travel insurance packages through third-party providers at the time of booking. If available:

• Details (e.g., cost, coverage) will be provided during the booking process.
• You may opt in or out, but opting out does not entitle you to alternative compensation from us.
• All claims must be filed directly with the insurance provider, not Clip on Trip.

In the event of force majeure (e.g., natural disasters, government restrictions, pandemics), Clip on Trip may cancel or modify services without refund (see Booking Policy). Travel insurance is your primary recourse for recovering losses in such situations, and we encourage having coverage for these scenarios.

For questions about this Travel Insurance Policy or assistance in understanding your options, please reach out to:

We can provide general guidance or refer you to reputable insurance providers, but we do not endorse specific policies or handle insurance transactions.

Additional Resources: Privacy Policy, Terms and Conditions, Cookies Policy, Refund Policy, Booking Policy, Liability Waiver/Disclaimer, Environmental/Sustainability Policy, Customer Conduct Policy, Payment Policy

We may update this policy to reflect changes in our services, industry standards, or legal requirements. The updated version will be posted on our website with the revised effective date. Your continued use of our services signifies acceptance of these terms.